Annual Financial Planner (Limited Capabilities)
A simple, practical budget spreadsheet designed to help you compare your actual spending, income, and savings against your budget. Track specific months, review how you performed over the months that have passed, and see how your previous year’s totals compared to what you planned — all in one clear, easy-to-use tool.
Take control of your money with a budget spreadsheet built to help you see exactly how your finances are performing against your plan.
The free version is designed for people who want a clear, reliable way to track their finances without overcomplicating the process. It allows you to compare your actual spending, income, and savings to your budget in practical ways that make it easier to stay aware, make adjustments, and build better financial habits over time.
With this spreadsheet, you can:
Compare actual vs. budget for specific months in the current year
Track your year-to-date progress by comparing your actual numbers to your budget for the months that have already passed
Review the previous year in full by comparing your total actual spending, income, and savings to what you originally budgeted
Visualize your finances with charts that help you quickly see your spending, savings, and expenses at a glance
This version is ideal if you want a strong budgeting foundation and a better understanding of where your money is going. It gives you the essentials you need to stay organized, monitor your progress, and make more intentional financial decisions — whether you’re trying to improve your spending habits, increase savings, or simply stay on top of your numbers.
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